401(k) Retirement Plan

Merrill Lynch 401(k) Retirement Plan

  • Your company matches 25% of your contributions on the first 5% of the employee’s annual salary

  • 2025 max contribution limit is $23,500.

  • 2025 max catch-up contribution limit is $7,500 for participants over 50 or those who’ll turn 50 during 2025 ($31,000 total).

  • 2025 max catch-up contribution limit is $11,250 for participants aged 60, 61, 62 & 63 who participate in these plans.

  • New Employees are eligible to enroll at the beginning of the Quarter following 30 days

    of service. Quarters being 1/1, 4/1, 7/1, and 10/1.

  • Enroll online at: https://myaccount.ascensus.com/ml/account/login

  • Setup your online account on the day you are hired

    • Enter your SSN, DOB and Zip Code to verify your info.

    • Make changes, view statements and reports, vesting balance, and much more!

  • Once you have setup your account on your desktop, access it on your smart phone!

    • Download the ReadySave App

    • Login to your account

    • View your total balance and balance by source

NOTE: You can only make changes to your contributions via the Ascensus portal via desktop, not on the Ready Save App.

Contact Bo Connor at Merrill Lynch

Phone: (918) 586-8047 or

Email: robert_connor@ml.com

Important Information

Click the PDF file below for important information

Carrefour 401(k) Key Contact Information

2024 Tax Reference Guide

Digital Capabilities Guide Ascensus

Enrollment Presentation

Don’t Outlast Your Money

Plan Now For a Stress Free Retirement

The Importance of Getting Started

Call your Benefits Concierge Service at 844.722.9378 for questions. You can schedule a call at your convenience.