401(k) Retirement Plan
Merrill Lynch 401(k) Retirement Plan
Your company matches 25% of your contributions on the first 5% of the employee’s annual salary
2025 max contribution limit is $23,500.
2025 max catch-up contribution limit is $7,500 for participants over 50 or those who’ll turn 50 during 2025 ($31,000 total).
2025 max catch-up contribution limit is $11,250 for participants aged 60, 61, 62 & 63 who participate in these plans.
New Employees are eligible to enroll at the beginning of the Quarter following 30 days
of service. Quarters being 1/1, 4/1, 7/1, and 10/1.
Enroll online at: https://myaccount.ascensus.com/ml/account/login
Setup your online account on the day you are hired
Enter your SSN, DOB and Zip Code to verify your info.
Make changes, view statements and reports, vesting balance, and much more!
Once you have setup your account on your desktop, access it on your smart phone!
Download the ReadySave App
Login to your account
View your total balance and balance by source
NOTE: You can only make changes to your contributions via the Ascensus portal via desktop, not on the Ready Save App.
Important Information
Click the PDF file below for important information
Carrefour 401(k) Key Contact Information
2024 Tax Reference Guide
Digital Capabilities Guide Ascensus
Enrollment Presentation
Don’t Outlast Your Money
Plan Now For a Stress Free Retirement
The Importance of Getting Started